Washington Car Insurance – Auto Insurance Quotes in WA
Here at MyCarInsuranceRates.com, we provide Washington drivers with the auto insurance policy of their choice at cheaper rates. Not only is this possible, but drivers also have the option to adjust and compare policies from various different auto insurance companies nationwide. With this in consideration, it is important to be aware of the various car insurance requirements, rules and regulations in the state of Washington. In this regard, customers can then have the choice to choose the most affordable minimum coverage or decide to go with a policy that is more comprehensive. Either way, consumers should get free, instant car insurance quotes to compare rates and find cheap Washington car insurance.
Washington Car Insurance Requirements
Washington State uses the Tort system, which means that when there is a collision, the authorities will find someone at fault and that person will be given a ticket. This person will then need to have their insurance company pay for the damages caused. Having said this, drivers caught driving without liability insurance will be fined a minimum penalty of $250. If you continue to drive while uninsured, you may lose your license. Therefore, purchasing liability insurance in Washington is important. MyCarInsuranceRates.com provides consumers a quick, easy way to get car insurance quotes online, and compare coverage and low rates.
Understanding Washington Car Insurance Liabilities & Coverage
The state of Washington requires basic 25/50/10 coverage. What this coverage minimum means is that in an accident, bodily injury liability limit is covered up to $25,000 per injured person with a total of $50,000 per accident, including medical expenses. If there is any property damage, the liability will be covered up to $10,000 for any public and private property repairs and claims. Because there are many cars on the road currently that cost far more than $10,000, it is recommended that consumers buy additional auto insurance.
Washington Insurance Coverage:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage Liability: $10,000 Limit
There is also an option of purchasing insurance against underinsured or uninsured drivers. MyCarInsuranceRates.com gives you all the options so that you can make an informed decision when buying cheaper car insurance.
Washington Car Insurance Laws & Regulations
In Washington, all vehicles on public roads must maintain proof of insurance, and keep the certificate with the automobile at all times. If caught while driving an uninsured car, there is a minimum penalty of $250 and this may also be the case for those who do not have their proof of insurance with them. Lack of insurance can also result in the suspension of your driver’s license, lastingfor 3 years from the date of the accident. Drivers who allow their insurance to lapse are subject to the same penalties.
However, car insurance is not required on classic or collector cars older than 30 years, or cars that won´t be used on the highway. Lastly, Washington’s financial responsibility laws apply when there is over $700 worth of property damage or any bodily injury caused.
Average Washington Car Insurance Rates
The average Washington auto insurance in 2010 cost $135.50 per month or $1,626 per year; while the U.S. national average for car insurance was $128.17 per month or $1,538 per year. Washington’s auto insurance is slightly higher, but auto insurance rates have decreased recently.
Because of this, now is the time to consider getting a quote to see how much you can save. This should especially be the case if you have had an active policy that hasn’t dropped in price over the last few years. At MyCarInsuranceRates.com, we provide Washington drivers with the option to drastically save on their auto insurance through a quick car insurance quote comparison online.
Washington Car Insurance Quotes
With rates 12% lower in Washington in 2010 than they were in 2009, right now is the time to buy affordable auto insurance. At MyCarInsuranceRates.com, the top best car insurance companies, such as Nationwide, Allstate, GEICO, Progressive, 21st Century Insurance, Liberty Mutual, State Farm, Farmers Insurance, AAA, AARP, and Esurance, compete against each other to provide drivers with affordable insurance rates. To get started, just enter your zip code above and see how much money you could save on cheap Washington car insurance.
