Proof of Insurance
If you get pulled over by the police for any reason, you will likely be asked for your license, registration, and proof of insurance. You should keep proof of auto insurance in your car at all times for this reason. Every state requires drivers to show proof of car insurance to protect the drivers on the road and the vehicles. Without proof of insurance, you could find yourself getting fined with a ticket or citation.
Getting Proof of Insurance For Your Vehicle
Getting proof of insurance to keep in your car is very easy these days. Most times, you can simply print off a proof of insurance card right from your computer. This is completely valid, and you can even print off multiple copies to be extra sure you have the insurance card in your vehicle.
It is important to make sure you always have the most current proof of insurance in the car, so this means you should print off or request a new insurance card any time your policy changes or is renewed. Having an expired insurance card in your car if you get pulled over will not help you avoid a traffic ticket.
Why Officers Will Check Your Insurance Card
There are many different reasons a police officer will want to check your car insurance. For starters, they will want to ensure that you have the proper car insurance to fulfill the requirements of the state that your car is registered in. Driving an uninsured vehicle is against the law, and a police officer’s job is to enforce these laws.
Officers will also use your proof of insurance to verify you are who you claim to be! They will match the name on the insurance to the name found on your car registration and your state driver’s license.
What Happens If You Don’t Have Your Proof of Insurance Card
If you are stopped by the police for any reason and you can’t produce a current proof of insurance, then you will be written up with a traffic ticket. You can expect to get a citation with a fine for driving an uninsured vehicle, even if your car is actually insured.
To avoid paying the ticket, you will have to plead not guilty and prove that you actually did have insurance at the time of the incident. You can usually send in the ticket with a copy of your insurance card, but sometimes you may need to go to a courthouse. It is much easier to simply have an insurance card with you at all times, so make sure you have a copy in your glove compartment!
Car Insurance Quotes – Buy Auto Insurance
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