Nevada Car Insurance – Auto Insurance Quote in NV
Nevada, home of Las Vegas, is world renown for gambling, entertainment, and general debauchery. As a result, many people believe that the state minimum liability coverage requirements must be quite large, but this is not the case at all. If you are a resident of Nevada, it is important to understand the state car insurance requirements, laws and regulations.
Luckily, here at MyCarInsuranceRates.com, we have conveniently provided comprehensive car insurance information for you. Once you are aware of the liability limits required, you can then get free, instant car insurance quotes to find a cheap Nevada car insurance.
Nevada Car Insurance Requirements
Nevada is one of many states that subscribes to the Tort system where car insurance is concerned. Although the Tort system differs from state to state, the specifics are often the same, and in Nevada, it means that one driver will be considered at fault for a car accident. The state requires only bodily injury and property damage liability coverage, meaning that, while the state recommends additional coverage, such as an uninsured/underinsured policy options, it is not required.
Understanding Nevada Car Insurance Liabilities & Coverage
Nevada requires its drivers to have a minimum of what is known as 15/30/10 coverage. This explains that every driver must have a car insurance policy that will cover $15,000 for a single injured person, a minimum $30,000 for each accident, and $10,000 for any property damage.
Since this is significantly less than the coverage plans required in most other states, it may not be enough to adequately cover the costs of injuries and damages incurred in an auto accident. For that reason, it may be a good idea to see the rate quotes car insurance companies offer in Nevada.
By comparing the insurance companies in your area by getting car insurance quotes, MyCarInsuranceRates.com can help consumers save time and money, while affording comprehensive coverage plans with their savings.
Nevada Insurance Coverage
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage Liability: $10,000 Limit
With MyCarInsuranceRates.com, drivers can compare affordable policies and free car insurance quotes online to find an auto insurance plan that will keep you protected while driving in Nevada.
Nevada Car Insurance Laws & Regulations
Drivers who cannot provide proof of insurance in Nevada can face severe fines and penalties. Any driver who drops his or her car insurance must verify this with the DMV; failure to do this can lead to a suspension of the vehicle’s registration.
Furthermore, if a driver is stopped, does not have insurance, and has already had his or her registration suspended, the police officer can remove the plates on the vehicle and even have it impounded. Drivers must pay a reinstatement fee of $250 for their suspended registration. Other penalties include fines ranging from $600 to $1,000, as well as misdemeanor charges.
Average Nevada Car Insurance Rates
Last year, in 2010, the average monthly rate for insurance in Nevada was $84.77, versus a national monthly average of $128.17. The yearly rate in Nevada, however, was $1,781, which topped the national median of $1,538. The rates for car insurance are going down, making it a wonderful time to take advantage of the decrease and start comparison shopping. When car insurance companies start competing for business, the driver always wins by getting cheaper, better car insurance rates.
Nevada Car Insurance Quotes
It can be confusing and difficult at times to find an affordable car insurance rate. Fortunately, MyCarInsuranceRates.com takes the guesswork and the tediousness out of the job by providing drivers in Nevada with the ability to compare dozens of the best, reputable car insurance companies, such as Nationwide, Allstate, GEICO, Progressive, 21st Century Insurance, Liberty Mutual, State Farm, Farmers Insurance, AAA and AARP, with the click of a button.
Simply enter your zip code and get free car insurance quotes online, or look below to find car insurance companies in Nevada. This is especially important for people who have paid the same premium rates for the last couple of years or have seen an increase in price. Get a free quote today to find out how much money you can save. It is even possible to get car insurance quotes on different levels of coverage to see just how much protection you can afford.
Start your free car insurance quote now and find cheap Nevada car insurance.
