Facts About An SR-22 Filing
If you’ve temporarily lost your driving privileges, you are not alone. Each year, thousands of people run into a bit of trouble with their local Department of Motor Vehicles (DMV) and ultimately have their licenses suspended. If your license has been suspended, you might be required to get an SR-22 filing before the DMV will reinstate your license.
While an SR-22 filing might sound like an overwhelming, time-consuming process, in reality it is simply a piece of paper that shows the DMV that you have acquired the minimum amount of liability insurance coverage that your state requires for you and your vehicle to legally be on the road.
Factors That Lead To An SR-22 Filing
Numerous reasons for obtaining an SR-22 Filing abound. If you’ve had any of these occurrences appear in your life, you might need an SR-22 Filing:
- DWI (Driving While Intoxicated), DUI (Driving Under The Influence) or OVI Conviction – all refer to operating a vehicle under the influence of alcohol or drugs
- Failure to pay parking tickets for five years or more
- Numerous traffic violations and citations
- Engaged in a car accident without the required state insurance coverage on your vehicle
Obtaining An SR-22 Filing
Honestly, if you need to get a SR-22 filing, you are going to have to pay more for your car insurance than a comparable person who has a more favorable driving record. That being said, you can still get car insurance at a price you can afford, if you shop around and get multiple quotes from numerous reputable car insurance companies. At My Car Insurance Rates, we help consumers get reinsured from a car insurance company who will charge you less for a SR-22 filing.
At MyCarInsuranceRates.com, we connect you with the best leading car insurance companies, such as Nationwide, GEICO, Allstate, Liberty Mutual, State Farm, Progressive, AARP, 21st Century Insurance, and AAA, that take numerous factors into consideration, such as how long you have been a driver, where you live, gender, marital status and your age. Everyone makes mistakes. Don’t let one car insurance company heavily penalize you for an SR-22 filing, especially when we can help you find another auto insurance company that will balance your good points along with your bad to give you a fair insurance rate.
How To Get Your License Back After An SR-22 Filing Requirement
There’s a little more to getting your license reinstated than obtaining an SR-22 filing and getting the state required car insurance on your vehicle. Next, you might also have to pay the fines on your driving record that result from your DUI, parking ticket, speeding convictions or car accident without insurance violations. Once you pay those, you might still need to pay a driver’s license reinstatement fee to get back behind the wheel. Then, once you get your SR-22 filing faxed or mailed to you, you can go to the DMV to get your license reinstated. The DMV employee will then be able to tell you how long you need to maintain your SR-22 filing, which is usually between one and three years.
Cheaper, Affordable Car Insurance Quotes
Now that you know which steps to take to get your driver’s license reinstated, call your local DMV to get the total amount of fines and fees you have to pay to the state. Then, go to My Car Insurance Rates and input your zip code, personal and vehicular information.
In just minutes, MyCarInsuranceRates.com will deliver several auto insurance quotes on state-mandated car insurance coverage, (or non-owners liability coverage if you need your license back but do not currently own a car). Then, you can choose what car insurance company you want to do business with based on the comparable quotes, conditions and terms.
